Category Archives: pages

Employment Practices Liability Insurance

Employment Practices Liability is an area of law in the United States that deals with the following types of events: Wrongful termination Sexual harassment Discrimination Invasion of privacy False imprisonment Breach of contract Emotional distress Wage and hour law violations … Continue reading

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General Liability

General Liability Insurance protects a business, it’s owner(s) and employees against their negligence to invited guests who come on premises, for services they obtain or for the products they purchase from the business. The liability insurance protects the tortfeesor who … Continue reading

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Business Auto Insurance

Business Automobile Insurance Coverage: The question often arises: When do I need commercial automobile coverage to protect my employees, my business and myself from the ill-effects of auto accidents? Commercial Automobile coverage is needed by the business if you and … Continue reading

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Professional Liability Insurance

Why do I need Professional Liability Insurance or Errors & Omissions Insurance? As a professional, is my formal education, training and my good faith efforts put forth with every client enough to defend against Errors & Omissions? No! It is not … Continue reading

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Business Owner Insurance

The Business Owners Policy:  Business Owners Insurance or Policy is also known as a B.O.P.  A business owner’s insurance policy is considered a package policy because it affords protection for general liability and property which both can suffer losses.  The … Continue reading

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Contractor Insurance

Coverage for contractors equipment is usually written on an Inland Marine form to cover the equipment while in transit and at the various jobsites. Construction equipment coverage can provide protection against losses for tractors, bulldozers, earthmoving machinery, and other various … Continue reading

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Equipment Insurance

The concept of insurance we will say for our purposes here started at a coffee house in London later to be known as Lloyds’ of London, the major provider of insurance which goes back to the 17 century. The syndicates … Continue reading

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Director & Officer Insurance

What is D and O Insurance? This coverage provides protection for the directors and officers of your company from law suits alleging improper performance of their duties on the company’s behalf. One way to think of directors and officers coverage … Continue reading

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Environmental Insurance

The question of why do I need a policy for environmental insurance is now being asked by more than oil companies, coal mining companies either above or below ground and manufacturing plants. You are now seeing non-traditional operations hospitals, transportation … Continue reading

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Policy Terms and Conditions & Fraud Statement

Terms and Conditions By using this website (http://www.heliosprotection.com), you agree to the following terms and conditions, so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on … Continue reading

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